PT Jaminan Kredit Indonesia, or Jamkrindo, continues to be committed to accelerating the growth of SMEs (Small and Medium Enterprises) to move up the ladder. This is important because SMEs are the foundation of the national economy and contribute to the revival of the national economy.
Jamkrindo’s President Director, Putrama Wahju Setyawan, stated that as the largest guarantee company, Jamkrindo is actively involved in efforts to support SMEs in advancing to the next level. He believes that strengthening SMEs in the future can be achieved by enhancing digital infrastructure and providing easy and targeted access to capital.
“We are preparing various infrastructures and supporting access to simplify the guarantee application process. We are also addressing the empowerment needs of SMEs so that they can eventually become SMEs that move up the ladder,” said Putrama during the Kick-Off event for Jamkrindo’s 51st Anniversary and an SME talkshow in Jakarta on Friday, April 30.
As part of its initiative to help SMEs move up the ladder, Jamkrindo also held an Interactive Talkshow themed ‘SMEs Moving Up the Ladder to Boost the National Economy’. Various speakers were present, including; Jamkrindo’s Director of Business Guarantee Suwarsito, Deputy for Micro Business at the Ministry of Cooperatives and SMEs, Eddy Satriya, Chairman of the Focus on SMEs Group Roy Baskoro, and representatives from Jamkrindo’s SME Partners.
Several strategic issues were raised during the talkshow, including strategies and innovations to support SME growth, business potential during and post-pandemic, and steps for SMEs to become a driving force for the national economy. The presence of SME representatives also provided insights into the experiences of SMEs facing the pandemic situation.
From the corporate side, Putrama shared that the company’s strategic theme this year is Tuning & Consolidating Business to maintain sustainable performance. With this theme, various strategic programs are being implemented, including prudent portfolio management, enhancing IT in business processes, and the application of the four-eyes principle as part of the company’s risk mitigation.
“With a collaborative spirit and good corporate governance, we aim to support the parent holding company, Indonesia Financial Group's vision, which is to become a healthy, trusted, and well-managed non-banking financial group with a high level of prudence,” he said.
The Deputy for Micro Business at the Ministry of Cooperatives and SMEs, Eddy Satriya, explained that guarantee services are one of the components encouraged by the government to recover the national economy through the National Economic Recovery (PEN) program. The Ministry, together with stakeholders, the private sector, and associations, collaborates to support the absorption of SME products and the recovery of SMEs from the pandemic’s impact. "I can feel the enthusiasm of all involved sectors, including SOEs and our startup partners who are also contributing," said Eddy.
The owner of Zayidan (Muslim Wear), Mr. M. Yusuf Heru Purnomo, shared that during the pandemic, collaboration has become an important component for SMEs, as it will create beneficial activities for business owners. These activities include training to enhance SME capabilities and capacity, assistance with access to capital, and marketing. “We, from the SME sector, should not give up easily because the pandemic has affected everyone. We can learn to innovate other products,” he said.
The Chairman of the Focus on SMEs Group, Roy Baskoro, emphasized the importance for SMEs to be able to achieve the “3-Gos” — Go Modern, Go Digital, and Go Global. “To support SMEs in moving up the ladder, collaboration through the penta-helix approach is necessary,” he said.
Jamkrindo’s Director of Business Guarantee, Suwarsito, added that to encourage #UMKMJamkrindoNaikKelas and make it a driving force for the national economy, Jamkrindo continues to improve financial accessibility for SMEs and cooperatives through innovative, competitive guarantee services with professional, effective, and efficient sustainable service.
To make it easier for SMEs to apply for suretyship guarantees, Jamkrindo has the Jamkrindo Online Suretyship (JOS) application. With JOS, principals in need of project guarantees no longer have to visit Jamkrindo’s office in person but can simply register through the website suretyship.jamkrindo.co.id.
Moreover, Jamkrindo also has a marketplace guarantee platform, www.umkmlayak.co.id, which is a digital platform created to provide access to funding for SMEs and support their participation in training programs. The UMKM Layak platform connects SMEs seeking funding with financial institutions that provide SME financing.
In addition to the Interactive Talkshow, Jamkrindo organized a series of events to celebrate the company’s 51st anniversary, which will be on July 1, 2021. These events include a journalism competition, the UMKM Layak program, and a workshop or training for Jamkrindo’s fostered SMEs with the theme: Optimizing Smartphones for Product Photography to Support Digital Marketing.
Furthermore, Jamkrindo collaborated with the Jamkrindo Zakat Collecting Unit (UPZ) to carry out the Jamkrindo Peduli Sosial program, which includes a Ramadan Safari event, distributing 5,100 basic food packages, donations to orphans, and assistance to 51 honorarium workers at Jamkrindo. The Jamkrindo Peduli Health program also includes the distribution of 3 ambulances to the community.
For Jamkrindo Peduli Education, scholarships were awarded to 51 children of healthcare workers and 51 children of Jamkrindo’s outsourcing employees. Not only at the head office, but the distribution of food packages and donations to orphans will also take place simultaneously at 9 Regional Offices and 56 Jamkrindo Branch Offices across Indonesia on Monday, May 3, 2021.
PT Jamkrindo, a member of the Indonesia Financial Group (IFG) holding, is a credit guarantee company offering various products, both program and non-program guarantees. For program guarantees, PT Jamkrindo provides KUR (People's Business Credit) and KMK (Working Capital Credit) guarantees as part of the PEN (National Economic Recovery) program. For non-program guarantees, their products include general credit guarantees, micro-credit guarantees, construction and procurement credit guarantees, multi-purpose credit guarantees, distribution guarantees, surety bonds, customs bonds, cargo agency guarantees, supply chain financing (invoice financing) guarantees, and guarantees for fintech institutions.