People's Business Loan (KUR) is Credit / Working Capital Financing and / or investment to UMKMK in productive and feasible business sector, but not bankable with credit limit / financing up to Rp. 500,000,000, - (five hundred million rupiah) guaranteed by the Guaranteed Company. KUR distribution is expected to help the development of productive enterprises.

The PEN program is carried out through guarantee modalities in the context of national economic recovery.