Jakarta | Perusahaan Umum Jaminan Kredit Indonesia (Perum Jamkrindo) together with PT Bank Pembangunan Daerah Sulawesi Utara (Sulut) signed a Cooperation Agreement (PKS) on Consumer/Multi-Purpose Credit Guarantee. This strategic partnership was carried out to enhance the capacity and performance of both companies.
The MoU signing took place on the 1st floor of the Perum Jamkrindo Building in Jakarta on Friday (04/09/2015). President Director of Bank Sulut, Johanis CH Salibana, stated that this cooperation is specifically intended for guarantee recipients, particularly civil servants (PNS) in North Sulawesi. The credit targets of Bank Sulut also include employees of state-owned enterprises (BUMN), regional-owned enterprises (BUMD), prospective civil servants (CPNS), members of the TNI/POLRI, private employees, and retirees from both the public and private sectors.
President Director of Perum Jamkrindo, Diding S. Anwar, stated that this cooperation is carried out through Conditional Automatic Cover (CAC). He added that this partnership is highly strategic and aims to improve the performance of all stakeholders, including increasing the realization of Credit/Financing by Bank Sulut while also increasing the Guarantee volume by Perum Jamkrindo.
The PKS signing was conducted by Perum Jamkrindo's Director of Bank Guarantees, Bakti Prasetyo. Meanwhile, the MoU signing for Bank Kalbar was represented by President Director Johanis CH Salibana and Marketing Director Novi VB Kaligis. On behalf of Perum Jamkrindo, the cooperation agreement was signed by President Director Diding S. Anwar and Director of Bank Guarantees Bakti Prasetyo.
Regarding this, Diding stated that the enhancement of this cooperation is expected to be more beneficial to the public in utilizing Credit/Financing products, particularly multi-purpose credit provided by Bank Sulut, and Guarantee products from Perum Jamkrindo.
Another goal of this cooperation is to strengthen the synergy between the two companies and to support the smooth operation of Bank Kalbar and Perum Jamkrindo's business activities. "This synergy is a strategic step to optimize the utilization of both businesses’ potential, following a mutually beneficial principle," said Diding S. Anwar.
As known, in 2015, Perum Jamkrindo was in a strategic growth position, in line with the company's equity and asset growth. It recorded a profit of IDR 423.1 billion as of August 31, 2015. This value increased slightly by 3.09% from the same period the previous year (YoY).
On the other hand, the company's asset value was recorded as strong. As of August 31, 2015, management reported assets amounting to IDR 10.32 trillion. This value rose by 2.99% from the position on December 31, 2014, which was IDR 10.02 trillion. Meanwhile, equity was recorded at IDR 8.407 trillion, nearly unchanged from the equity position as of December 31, 2014, which stood at IDR 8.416 trillion.
To improve services for business partners, Perum Jamkrindo, which currently has 35 (thirty-five) branch offices, has also established 21 (twenty-one) Service Unit Offices (KUP) at the regency/city level. (team)