Jakarta | Perusahaan Umum Jaminan Kredit Indonesia (Perum Jamkrindo) together with PT Sahabat Finansial Keluarga (SFK) signed a Cooperation Agreement (PKS) on Factoring Financing Guarantee. The Memorandum of Understanding (MoU) was signed on Tuesday (29/09) at the Perum Jamkrindo Building, Kemayoran, Jakarta.
The signing was carried out by the Director of Perum Jamkrindo, Nanang Waskito, while the MoU signing on behalf of PT SFK was represented by Director Anang Mazfuad.
It was stated that this strategic partnership was established to expand access and financial services for micro, small, and medium enterprises and cooperatives (UMKMK). The cooperation aims to enhance the performance of each stakeholder by increasing the realization of Credit/Financing in the factoring sector by PT SFK while also increasing the guarantee volume by Perum Jamkrindo.
For information, factoring is a financing activity in the form of purchasing a company's trade receivables along with the management of those receivables. Under the PKS agreement scheme, factoring also targets businesses in the micro, small, and medium enterprises and cooperatives (UMKMK) sector.
Regarding this, Diding stated that the enhancement of this cooperation is expected to be more beneficial to the public in utilizing factoring for UMKMK provided by PT SFK and the guarantee products of Perum Jamkrindo, which in the end is expected to foster and strengthen UMKMK.
Another goal of this cooperation is to enhance the synergy between the two companies and to support the smooth operation of PT SFK and Perum Jamkrindo’s business activities. “This synergy is a strategic step to optimize the utilization of both companies' business potential, based on the principle of mutual benefit,” said Nanang Waskito.
As known, in 2015 Perum Jamkrindo held a strategic position with growth in line with the increase in company equity and assets. The company recorded a profit of Rp423.1 billion as of August 31, 2015. This value increased slightly by 3.09% compared to the same period the previous year (YoY).
On the other hand, the company’s asset value was recorded as strong. As of August 31, 2015, management recorded assets worth Rp10.32 trillion. This value increased by 2.99% from the position on December 31, 2014, which was Rp10.02 trillion. Meanwhile, equity was recorded at Rp8.407 trillion, almost unchanged from the equity position as of December 31, 2014, which was Rp8.416 trillion.
To improve services to business partners, Perum Jamkrindo, which currently has 35 (thirty-five) branch offices, has also established 21 (twenty-one) Service Unit Offices (KUP) at the district/city level. (team)