Jakarta | Perusahaan Umum Jaminan Kredit Indonesia (Perum Jamkrindo) and PT BRI Agroniaga signed a Cooperation Agreement (PKS) on Consumer Credit Guarantee. This strategic partnership aims to expand access and financial services in the consumer credit sector for the public.
“This partnership cooperation is very strategic and aims to further improve the performance of each stakeholder, both in increasing Credit/Financing realization by Bank BRI Agroniaga and increasing the Guarantee volume by Perum Jamkrindo,” said Perum Jamkrindo President Director Diding S. Anwar during the PKS signing event on the 1st floor of the Jamkrindo Building, Jakarta, on Tuesday (2/12/2015).
The signing was carried out by Perum Jamkrindo Director Bakti Prasetyo and Bank BRI Agroniaga President Director Zuhri Anwar. Also present at the MoU signing event were Perum Jamkrindo President Director Diding S. Anwar and PT BRI Agroniaga President Director Heru Sukanto.
Diding S. Anwar explained that Jamkrindo is optimistic about the continued growth of the guarantee business. Jamkrindo targeted credit guarantees to reach Rp77 trillion in 2015, an increase compared to the previous year's Rp42 trillion.
Regarding the cooperation with Bank BRI Agro, Diding hopes that the benefits can be directly felt by the public in utilizing Credit/Financing products, especially in the consumer sector.
As a guarantee company, Perum Jamkrindo provides guarantees to Bank BRI Agroniaga. Both institutions share the same vision of providing opportunities for people who have not yet been able to access capital sources to obtain financing, particularly consumer credit, for the public.
Another goal of this cooperation is to enhance the synergy between the two financial institutions and support the smooth operation of both companies' businesses. "This synergy is a strategic step to optimize the utilization of both businesses' potential, based on the principle of mutual benefit," said Diding S. Anwar.
In 2015, Perum Jamkrindo was in a strategic growth position in line with the company's equity and asset growth. Perum Jamkrindo recorded a pre-tax profit of Rp619.556 billion as of the end of October 2015. This value increased by 15.42% (yoy) from the previous Rp536.772 billion. This profit achievement has also reached 91.53% of Perum Jamkrindo's Corporate Budget Work Plan (RKAP) target for 2015.
The company's total assets as of October 31, 2015, amounted to Rp10.0206 trillion. This value is nearly the same as the assets recorded at the end of 2014, which stood at Rp10.489 trillion. Meanwhile, equity as of the end of October was recorded at Rp8.47 trillion, an increase of 21.42% from the yoy position of Rp6.977 trillion.
To improve services for its partners, Perum Jamkrindo has established a service network in 34 provinces and 21 districts/cities. (team)