JAKARTA – Perum Jaminan Kredit Indonesia (Jamkrindo) has so far established partnerships with 65 banks and other non-bank financial institutions across Indonesia. This credit guarantee cooperation serves as a safeguard for the loans deposited in these banks.
Achmad Sonhadji, Head of the Risk Management Division of Information Technology at Jamkrindo, explained at a national BPR seminar in Jakarta on Thursday (24/11) that "Jamkrindo has collaborated with 65 banks and non-bank financial institutions." He noted that these 65 institutions include state-owned banks, regional development banks (BPD), private banks, and Sharia business units. In its guarantee services, Jamkrindo focuses on supporting the business development of micro, small, and medium enterprises (MSMEs).
According to Achmad, Jamkrindo provides various types of credit guarantees, including:
- Micro credits
- General credits
- Construction and procurement credits
- People’s Business Credits (KUR)
- Multi-purpose credit guarantees
- Bank guarantees
- Distribution of goods guarantees
Jamkrindo currently operates 11 branch offices in major cities such as Jakarta, Bandung, Semarang, Surabaya, Makassar, Pekanbaru, Denpasar, Pontianak, Palembang, Samarinda, and Medan. In addition, there are six sub-branch offices located in Palangkaraya, Mataram, Kupang, Banjarmasin, Manado, and Jayapura.
By the end of 2009, the volume of credit guarantees provided by Jamkrindo had reached Rp2.43 trillion, reflecting a 7.05% increase over the previous year's Rp2.376 trillion. In comparison, the volume of credit guarantees for BPR was only about Rp207.61 billion at the end of last year, which represented a mere 0.82% of the total guarantee volume. Moreover, Jamkrindo’s total assets had grown to Rp1.66 trillion by the end of the year—an increase of 31.09% from Rp1.26 trillion in the previous year.
(source: mediacenterkopukm.com)