JAKARTA – Perusahaan Umum (Perum) Jamkrindo has signed a Memorandum of Understanding (MoU) with PT Asuransi Kredit Indonesia (Persero) to collaborate in advancing Micro, Small, Medium Enterprises, and Cooperatives (UMKM-K) and the national economy through joint guarantees.
The signing ceremony took place on Thursday, March 15, 2018, at the headquarters of Perum Jamkrindo. The event was attended by Perum Jamkrindo’s President Director Randi Anto, PT Askrindo’s President Director Asmawi Syam, and the Board of Directors from both companies, including PT Askrindo’s Finance Director Sabdono, Retail Operations Director Anton Fadjar Alogo Siregar, HR & General Director Firman Berahima, Technical Director M. Shaifie Zein, and Commercial Operations Director Dwi Agus Sumarsono. Perum Jamkrindo’s Board of Directors, including the Director of Guarantee Business Amin Mas’udi, Director of Operations and Network Kadar Wisnuwarman, Director of HR, General Affairs, and Compliance Sulis Usdoko, and Director of Finance, Investment, and Risk Management I. Rusdonobanu, were also present.
In his remarks, Randi Anto, President Director of Perum Jamkrindo, stated that this business collaboration is based on mutual benefit in accordance with the roles, authorities, duties, and functions of each party, and as a form of State-Owned Enterprise (BUMN) synergy aimed at driving the real sector and helping UMKM grow.
“This BUMN synergy cooperation is expected to enable more UMKM-K to easily access capital sources and improve Jamkrindo’s operational efficiency,” said Randi Anto.
Randi also added that while many UMKM-K are not yet bankable, their businesses are feasible for financing by financial institutions. The presence of Perum Jamkrindo can bridge this gap by facilitating access to capital sources and supporting the 2018 economic growth target of 5.4%.
“Jamkrindo plays an active role in driving the growth of UMKM-K by providing guarantees for credit/financing to UMKM-K through financial institutions,” he said.
The MoU also aims to realize the tangible synergy between BUMNs to advance the business of each company, particularly in developing UMKM-K.
In 2018, Perum Jamkrindo continues to focus on efficiency and effectiveness while facing increasing business challenges, requiring readiness from all elements within the company to improve business execution, without losing focus on its core competency in the UMKM-K sector.
Currently, Perum Jamkrindo has grown to become the locomotive of the guarantee industry in Indonesia, with a vast network of 9 regional offices, 1 special branch office, 56 branch offices, and 16 service unit offices (KUP). Perum Jamkrindo is committed to supporting UMKM-K across Indonesia by providing guarantees for the financial risks faced by UMKM-K entrepreneurs.
Some of the credit guarantee products offered by Perum Jamkrindo include People’s Business Credit Guarantee (KUR), Micro Credit Guarantee, General Credit Guarantee, Multi-purpose Credit Guarantee, Goods Distribution Credit Guarantee, Housing Credit Guarantee (FLPP), Motor Vehicle Credit Guarantee, Surety Bond Guarantee, Customs Bond Guarantee, Bank Guarantee/Counter Guarantee, Supply Chain Financing Guarantee, and Fintech Lending Guarantee. Perum Jamkrindo is the first and largest guarantee company in Indonesia. Additionally, Perum Jamkrindo is entrusted by the government through Government Regulation (PP) No. 1 of 2016 as the Executor of the Warehouse Receipt System Guarantee. (Humas)