Perum Jamkrindo, as the only State-Owned Enterprise (BUMN) in the credit guarantee sector, consistently educates Micro, Small, and Medium Enterprises (UMKM). This consistency is clearly demonstrated by holding Business and Financial Management training for UMKM and Cooperatives in Bandung on Friday, November 9, 2018. The purpose of this event is to increase the scale of UMKM and Cooperatives so they can grow effectively.
Randi Anto, President Director of Perum Jamkrindo, stated that this training event in Bandung is part of a series of data collection and training activities in six cities across Indonesia. Prior to Bandung, on October 25, Perum Jamkrindo had conducted similar training in Semarang and Aceh, involving hundreds of UMKM. "Support for UMKM is needed so they can scale up their businesses, thereby increasing their overall contribution to the national economy," Randi said in a statement in Jakarta on November 10, 2018.
In a separate statement, the Head of Risk Management, UMKM Rating, and Management Consultation Division at Perum Jamkrindo, Ceriandri Widuri, explained that the purpose of this education is to ensure UMKM have a good understanding of financial management. This is because UMKM often face financial management issues, ranging from bookkeeping to poorly organized financial reporting.
She further explained that, in addition to providing education, Perum Jamkrindo is also collecting data on UMKM across various regions in Indonesia. This step is necessary so that UMKM have scoring and ranking, making it easier to provide credit guarantees. This activity is part of Perum Jamkrindo's strategy to build a quality, up-to-date, and integrated UMKM database to support the national development and mentoring of UMKM.
"From the education we have rolled out in these six cities, we aim to reach over 1,200 new UMKM. By the end of this year, we hope to achieve the data collection target of 7,213 UMKM, which, when added to the total from 2015, will bring the total number of registered UMKM to 11,632," she explained.
As the only BUMN in the credit guarantee sector, Perum Jamkrindo supports the development of the national economy. Established in 1970, Perum Jamkrindo has been trusted to be the driving force behind the growth of micro, small, medium-sized enterprises, and cooperatives (UMKMK) in Indonesia through guarantee services. Perum Jamkrindo has reported positive guarantee performance up to the third quarter of 2018. From an operational performance standpoint, the total guarantee volume realized as of September was recorded at IDR 126 trillion. The largest portion, 80% or IDR 85.18 trillion, came from Non-KUR guarantees, while the remaining IDR 41.30 trillion was from KUR guarantees.