Jakarta — In a resounding demonstration of its commitment to expanding financial access for micro, small, medium enterprises, and cooperatives (MSMEs), Indonesia’s state-owned credit guarantor PT Jaminan Kredit Indonesia (Jamkrindo) successfully provided credit guarantees to 2.79 million MSMEs in the first half of 2025.
The figure underscores Jamkrindo’s strategic role in bolstering Indonesia’s inclusive financing ecosystem and extending the reach of its guarantee services across the archipelago.
“This achievement reflects Jamkrindo’s continued dedication to delivering tangible value for business actors,” said company secretary Krisna Johan. “Since its establishment in 1970, Jamkrindo has been a cornerstone of the nation’s financial inclusion landscape, offering credit guarantee solutions that fuel the growth of the real sector and reinforce the foundations of a people-centered economy.”
He added, “We firmly believe that MSMEs are the backbone of Indonesia’s economy. By guaranteeing financing for more than 2.7 million MSMEs, Jamkrindo ensures that access to credit is not a barrier for entrepreneurs seeking to grow their businesses. This is our real, measurable support for the advancement of MSMEs in the country.”
The 2.79 million MSMEs backed by Jamkrindo helped absorb 7.78 million workers—further evidence of the critical role these enterprises play in providing jobs and sustaining the national economy.
To deepen its economic impact, Krisna said, Jamkrindo is strengthening strategic partnerships with a broad array of institutions, including both bank and non-bank financial entities. Through sustained commitment, service innovation, and cross-sector collaboration, the company is confident it can remain a trusted strategic partner in helping MSMEs grow, scale, and thrive.
“With a spirit of collaboration and a focus on tangible social impact, Jamkrindo remains committed to fostering MSME growth that is sustainable, inclusive, and resilient in the face of change,” Krisna said. “This mission aligns with Indonesia’s national development agenda and government policy direction to fortify the MSME sector.”